Iowa civil trial, workers' compensation and personal injury lawyer
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Which insurance applies, workers' compensation or disability insurance?
Question: How long is long-term disability supposed to last especially if you were injured on the job? I am no longer able to work, due to a slip & fall on the job in 2009 where I broke my hip & now have four screws holding my hip & leg together. I really am confused on what I should be doing.
Answer: I'm not sure how to answer your question. You ask about "long-term disability", which normally refers to a private disability insurance contract as opposed to a mandatory workers? compensation insurance program. You describe a workers' compensation injury, (i.e., "slip & fall on the job") but do not say you are receiving workers' compensation benefits. If that were clarified I could answer your question. Under a LTD insurance policy you'd have to read the terms of the contract. Under Iowa's work comp laws disability payments could go on for your life, although that would depend on your age, education, work experience, injury, and many other factors. An injury to your hip is a non-scheduled injury, as opposed to a scheduled injury. Non-scheduled injuries are compensated by looking at how the recovered injury has affected your employability or you?re earning capacity. Scheduled injuries do not take into consideration a loss of employability. Yeah, it?s a big ouch for the injured worker.?
Category: Groundskeeper and Maintenance Workers
After a?worker is?injured is when they need the support of their employer the most. But injured workers aren't given a level playing field. The company doctor often times is?not helping them and the case manager isn't either. The worker is left alone to fend?for themselves and to make mistakes that result in lower benefits or fewer weeks of benefits. Some are sent back to work too soon. There is only one person on your side and that understands this system. If your lawyer doesn't understand the nature of this claim you've got the wrong lawyer. ?Steve Lombardi has practiced in the area of workers compensation for?over 30 years. He's tried hundreds of cases for more than one thousand clients. If you'd like help finding a competent lawyer we do assist people in locating a lawyer in Iowa or in Illinois. ?Call us.
If you have a question about your case, give us a call or drop us an email. LOMBARDI LAW FIRM - 515-222-1110 or sdlombardi@aol.com. If you or?your spouse?are involved in a?work?accident contact the Lombardi Law Firm. We will assist you with your claim.
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